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source: Visa Merchant Data Standards Manual (Nov 2021)
4468
Marinas, Marine Service, and Supplies

Merchants classified with this MCC operate marinas and may rent boat slips and store boats. Other services may include boat cleaning, incidental boat repair, and the retail sale of marine supplies. Merchants located at a marina that sell fuel for consumer use in boats that do not have a separate merchant agreement from the marina are included in this category.

Examples:

Harbors

Services – Marine, Marina

Supplies – Marinas, Marine Service, Supplies

Yacht Harbors

Similar MCC Codes:

4457 – Boat Rentals and Leasing

7999 – Recreation Services (Not Elsewhere Classified)

Category:
4511
Airlines and Air Carriers (Not Elsewhere Classified)

Merchants classified with this MCC are airlines and air carriers that do not have their own specific MCC.

Examples:
Similar MCC Codes:

3000-3350 – individual airline MCCs

Category:
4582
Airports, Flying Fields, and Airport Terminals

Merchants classified with this MCC operate and maintain airports and flying fields. This includes merchants that provide aircraft cleaning and janitorial services, aircraft servicing and repair, aircraft storage at airports, and airport hangar rental. Merchants located within the airport terminal that sell food, newspapers, and/or gift or souvenir items must be classified with the appropriate MCC for that business.

Examples:

Flying Fields

Terminals – Airports

Similar MCC Codes:

4215 – Courier Services – Air and Ground, and Freight Forwarders

4511 – Airlines and Air Carriers (Not Elsewhere Classified)

5812 – Eating Places and Restaurants

5994 – News Dealers and Newsstands

5947 – Gift, Card, Novelty, and Souvenir Shops

Category:
4722
Travel Agencies and Tour Operators

Merchants classified with this MCC provide travel information and booking services. They act as agents on behalf of travelers in booking and ticketing air, land, or sea transportation and/or accommodation. They also arrange and assemble tours for sale through a travel agent or directly to the consumer. Bus charters and tour bus operators are included in this MCC.

Examples:

Charter Buses

Package Tour Operators

Tour Buses

Tour Operators

Travel Packages

Travel Wholesalers

Similar MCC Codes:

4112 – Passenger Railways

4121 – Taxicabs and Limousines

4131 – Bus Lines

4411 - Steamship and Cruise Lines

4511 – Airlines and Air Carriers (Not Elsewhere Classified)

4789 – Transportation Services (Not Elsewhere Classified)

5962 – Direct Marketing – Travel- Related Arrangement Services

7011 – Lodging – Hotels, Motels,Resorts, Central Reservation Services (Not Elsewhere Classified)

7512 – Automobile Rental Agency

Category:
4784
Tolls and Bridge Fees

Merchants classified with this MCC collect fees associated with toll roads, highways, and bridges.

Examples:

Bridge, Toll Fees

Fees – Bridge, Toll

Similar MCC Codes:
Category:
4789
Transportation Services (Not Elsewhere Classified)

Merchants classified with this MCC provide passenger transportation services that are not classified with a more specific MCC. This MCC includes merchants that provide transportation via horse-drawn cabs and carriages, bicycle-taxis, aerial tramways, airport shuttles, and cable cars. Ferry service, bus transportation, cruise lines, passenger railways, and taxi and limousine service merchants are not included in this category.

Examples:

Airport Shuttle Transportation

Miscellaneous Transport Services

Services – Transportation

Shuttle Transportation

Similar MCC Codes:

4111 – Local and Suburban Commuter Passenger Transportation, Including Ferries

4112 – Passenger Railways

4121 – Taxicabs and Limousines

4131 – Bus Lines

4411 – Steamship and Cruise Lines

4722 – Travel Agencies and Tour Operators

Category:
4812
Telecommunication Equipment and Telephone Sales

Merchants classified with this MCC sell telecommunications equipment such as telephones, fax machines, pagers, mobile phones, and other equipment related to telecommunications.

Examples:

Cellular Telephone Equipment

Equipment – Telecommunications

Pagers, Paging Equipment

Telephone Equipment

Similar MCC Codes:

4814 – Telecommunication Services, including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, Fax Services

5732 – Electronics Stores

Category:
4814
Telecommunication Services, including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic- Stripe-Reading Telephones, and Fax Services

Merchants classified with this MCC provide telecommunications services including local and long-distance telephone calls, calls placed through the use of magnetic stripe-reading telephones, and fax services. Merchants that provide periodic (e.g., monthly) billing of telephone calls should be classified with this MCC.

Examples:

Cellular Telephone Service

Faxing Services

Local Telecommunication Service

Long Distance Telecommunication Service

Prepaid Calling Cards – Telecommunication Service

Similar MCC Codes:

4812 – Telecommunication Equipment and Telephone Sales

Category:
4816
Computer Network/Information Services

Merchants classified with this MCC provide internet access. This MCC includes all merchants that provide computer network and information services and internet service providers.

Examples:

Electronic Bulletin Board Access

Information Services – via Computer Networks

Internet Payment Facilitators

Website Management/Maintenance

Similar MCC Codes:

5967 – Direct Marketing – Inbound Teleservices Merchant

7372 – Computer Programming, Data Processing, Integrated Systems Design Services

Category:
4821
Telegraph Services

Merchants classified with this MCC that provide telegraph and other nonverbal message communications services such as telegrams.

Examples:

Cablegrams

Services – Cablegrams

Services – Telegraph

Similar MCC Codes:

4814 – Telecommunication Services including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, Fax Services

Category:
4829
Money Transfer

Merchants classified with this MCC allow customers to transfer funds via an electronic funds transfer / wire transfer / remittance to a named entity (both card-present and card-absent locations including on the premises of the merchant and third-party agents such as casinos, truck stops, or check-cashing storefronts) or via an original credit transaction (e.g., via Visa Direct or Person to Person [P2P] payments). A Merchant that transfers non-fiat currency such as cryptocurrency must include all required data in the authorization request and clearing record.

Examples:

Wire Transfer

Similar MCC Codes:

4821– Telegraph Services

6051 – Non-Financial Institutions -Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, Debt Repayment

Category:
4899
Cable, Satellite and Other Pay Television/Radio/Streaming Services

Merchants classified with this MCC provide the connection and ongoing delivery of television/radio/streaming content on a subscription or fee basis.

Examples:

Pay Radio Services

Pay Television Services Cable

Satellite Services

Services – Cable and Other Pay Television Services

Services – Pay Radio and Satellite Services

Similar MCC Codes:
Category:
4900
Utilities – Electric, Gas, Water, and Sanitary

Merchants classified with this MCC provide the ongoing generation, transmission, and/or distribution of electric or gas power or other utility services. This MCC also includes merchants that provide water supply system services and merchants primarily engaged in the collection and disposal of refuse.

Examples:

Electric Utilities

Garbage Collectors

Gas Utilities

Public Utilities

Sanitary Utilities

Services – Electric Utilities

Services – Gas Utilities

Services – Sanitary Utilities

Services – Waste Management

Services – Water Utilities

Water Utilities

Similar MCC Codes:

4814 – Telecommunication Services including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, and Fax Services

Category:
5013
Motor Vehicle Supplies and New Parts

Merchants classified with this MCC are business-to-business or wholesale distributors of motor vehicle accessories, tools, equipment and new parts, including testing equipment, service station pumps and other equipment, glass, batteries, and engines.

Examples:

Automobile – Motor, Vehicle Supplies, New Parts

Parts – Motor Vehicle Supplies, New Parts

Supplies – Motor Vehicle Supplies, New Parts

Vehicle Supplies, New Parts

Similar MCC Codes:

5532 – Automotive Tire Stores

5533 – Automotive Parts and Accessories Stores

7531 – Automotive Body Repair Shops

7538 – Automotive Service Shops (Non-Dealer)

Category:
5021
Office and Commercial Furniture

Merchants classified with this MCC are business-to-business or wholesale manufacturers and/or distributors of office and commercial furniture.

Examples:

Commercial Furniture

Furniture – Office, Commercial

Similar MCC Codes:

5047 – Medical, Dental, Ophthalmic and Hospital Equipment and Supplies

5712 – Furniture, Home Furnishings and Equipment Stores, Except Appliances

Category:
5039
Construction Materials (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of construction materials and parts that are not classified with a more specific MCC.

Examples:

Materials – Construction

Supplies – Construction, Materials

Similar MCC Codes:

1761 – Roofing, Siding, and Sheet Metal Work Contractors

5072 – Hardware, Equipment and Supplies

5198 – Paint, Varnishes and Supplies

5200 – Home Supply Warehouse Stores

5211 – Lumber and Building Materials Stores

5231 – Glass, Paint, and Wallpaper Stores

5251 – Hardware Stores

5713 – Floor Covering Stores

7692 – Welding Services

Category:
5044
Photographic, Photocopy, Microfilm Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of office and photographic equipment such as film, cash registers, photocopy machines, microfilm machines, vaults and safes, typewriters, fax machines, adding machines,and mailing machines.

Examples:

Copy Services – Photographic, Photo -copy, Microfilm Supplies

Equipment – Photographic, Photocopy, Microfilm Equipment Supplies

Microfilm Supplies

Photocopy Supplies

Supplies – Photographic, Photocopy, Microfilm Equipment, Supplies

Similar MCC Codes:

5021 – Office and Commercial Furniture

5045 – Computers and Computer Peripheral Equipment and Software

5943 – Stationery Stores, Office and School Supply Stores

5946 – Camera and Photographic Supply Stores

7338 – Quick Copy, Reproduction,and Blueprinting Services

7395 – Photofinishing Laboratoriesand Photo Developing

Category:
5045
Computers and Computer Peripheral Equipment and Software

Merchants classified with this MCC are business-to-business or wholesale distributors of computer hardware, software and related equipment.

Examples:

Equipment – Computers, Computer Peripheral Equipment, Software

Hardware – Computer

Software – Computer

Supplies – Computers, Computer Peripheral Equipment, Software

Similar MCC Codes:

5021 – Office and Commercial Furniture

5732 – Electronics Stores

5734 – Computer Software Stores

7379 – Computer Maintenance, Repair and Services (Not Elsewhere Classified)

Category:
5046
Commercial Equipment (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of commercial machines and equipment that are not classified with a more specific MCC.

Examples:

Appliance Wholesaler

Commercial Cooking, Food Service Equipment Equipment

Commercial Food Service Equipment – Commercial Cooking Equipment

Restaurant Equipment – Commercial Cooking, Food Service Equipment

Supplies – Commercial Equipment

Similar MCC Codes:

5021 – Office and Commercial Furniture

5712 – Furniture, Home Furnishings and Equipment Stores, Except Appliances

7394 – Equipment, Tool, Furniture, and Appliance Rental and Leasing

Category:
5047
Medical, Dental, Ophthalmic and Hospital Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of laboratory, surgical, dental, or orthopedic equipment, patient monitoring equipment, wheel chairs, and ther medical instruments, industrial safety devices, hospital equipment and hospital furniture, such as beds.

Examples:

Dental Equipment, Supplies Equipment – Medical Dental,

Ophthalmic, Orthopedic, Hospital Equipment, Supplies

Hospital Equipment, Supplies

Orthodontia Supplies

Safety Equipment

Supplies –Dental

Supplies – Hospital

Supplies – Medical

Supplies – Orthopedic

X-Ray Equipment

Similar MCC Codes:

2842 – Specialty Cleaning, Polishing and Sanitation Preparations

5021 – Office and Commercial Furniture

Category:
5051
Metal Service Centers and Offices

Merchants classified with this MCC are business-to-business or wholesale marketers of semi-finished metal products, excluding precious metals. These merchants may sell metal piping and tubing, wire screening and bale ties, nails, ingots, aluminum bars, rails and accessories, metal or galvanized sheets, strip metal, iron rods, and wire rope or cable.

Examples:
Similar MCC Codes:

5094 – Precious Stones and Metals Watches and Jewelry

5944 – Jewelry Stores, Watches, Clocks and Silverware Stores

Category:
5065
Electrical Parts and Equipment

Merchants classified with this MCC are business-to-business or wholesale distributors of electrical parts and communications equipment, such as electronic coils, capacitors, electronic ondensers, diodes, semiconductor devices, public address equipment, and electric signs.

Examples:

Communications Equipment

Equipment – Electrical Parts, Equipment

Parts – Electrical Equipment

Supplies – Electrical Parts, Equipment

Similar MCC Codes:

4812 – Telecommunications Equipment and Telephone Sales

5732 – Electronics Stores

Category:
5072
Hardware, Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of general hardware and cutlery such as bolts, nuts, rivets, screws, fasteners, handtools, locks, washers, tacks, staples, nails, hand saws, saw blades, and power hand tools.

Examples:

Equipment – Hardware, Equipment, Supplies

Hand Tools

Supplies Hardware, Equipment, Supplies

Similar MCC Codes:

5251 – Hardware Stores

Category:
5074
Plumbing and Heating Equipment and Supplies

Merchants classified with this MCC are business-to business or wholesale distributors of hydraulic plumbing and heating equipment and supplies. This MCC does not include wholesalers of commercial refrigeration equipment or supplies or appliances such as electric or gas ranges and commercial ovens.

Examples:

Equipment – Heating Equipment, Supplies

Equipment – Plumbing Equipment, Supplies

Equipment – Water Conditioning, Purification, Softening

Heating Equipment, Supplies

Supplies – Heating Equipment, Supplies

Supplies – Plumbing Equipment, Supplies

Similar MCC Codes:

5046 – Commercial Equipment (Not Elsewhere Classified)

5072 – Hardware, Equipment and Supplies

5251 – Hardware Stores

5722 – Household Appliance Stores

7299 – Services – Water Filtration, Purification, Softening

Category:
5085
Industrial Supplies (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of industrial supplies that are not classified with a more specific MCC.

Examples:

Supplies – Industrial

Similar MCC Codes:

5072 – Hardware Equipment and Supplies

5189 – Chemicals and Allied Products (Not Elsewhere Classified)

5251 – Hardware Stores

Category:
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