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source: Visa Merchant Data Standards Manual (Nov 2021)
6513
Real Estate Agents and Managers

This MCC must be used for the payment of management fees, rental commissions, rental payments, and other payments at real estate agents, brokers, and managers engaged in the rental and management of residential and commercial properties. This MCC should also be used for payments of deposits for real estate purchases.Short term rentals (of less than one month) must be included in MCC 7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified) or, if appropriate, the merchant’s MCC. This MCC does not include mortgage loan payments and real estate purchases. These transactions must be identified with a more appropriate MCC such as MCC 6012 Financial Institutions – Merchandise and Services; MCC 1520 General Contractors; MCC 8111 Legal Services and Attorneys.

Examples:

Apartment Rentals

Commercial Property Rentals

Homeowner/Condo Association Fees/Dues

Housing Rentals

Property Rentals

Real Estate Agents

Brokers, Managers – Rentals

Rental Services – Residential and Commercial Properties

Residential Rentals Service – Residential and Commercial Properties Rentals

Similar MCC Codes:

6012 – Financial Institutions – Merchandise, Services, and Debt Repayment

7012 – Timeshares

7011 – Lodging – Hotels, Motels, Resorts, Central Reservation Systems (Not Elsewhere Classified)

8999 – Professional Services (Not Elsewhere Classified)

Category:
6540
Non-Financial Institutions – Stored Value Card Purchase/Load

This MCC must be used by merchants whose primary business is selling and any subsequent reloads of stored value cards/accounts (including Visa Prepaid Cards) occurring at non-financial institutions. This MCC is not applicable to Staged Digital Wallet Operators (SDWO).

Examples:

Account Funding – (Non-Financial Institutions)Stored Value Card/Load (Non-Financial Institutions)

Stored Value Wallet/Load (Non-Financial Institutions)

Similar MCC Codes:

6012 – Financial Institutions – Merchandise, Services, and Debt Repayment

Category:
7011
Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified)

Merchants classified with this MCC are lodging establishments or central reservation services that do not have their own specific MCC. MCC 7011 may include, bed and breakfast establishments, resorts, cabins, cottages, hostels, short-term property rentals less than 30 days in length, and local inns.

Examples:

Bed & Breakfast Establishments

Central Reservation Services

Hotels (Not Listed in T&E Section)

Inns (Not Listed in T&E Section)

Lodging Establishments (Not Listed in T&E Section)

Motels (Not Listed in T&E Section)

Resorts (Not Listed in T&E Section)

Services – Central Reservation, Lodging

Similar MCC Codes:

6513 – Real Estate Agents and Managers – Rentals

Category:
7012
Timeshares

Merchants classified with this MCC sell, lease, and rent timeshares and arrange timeshare condominium exchanges.

Examples:

Similar MCC Codes:

7011 – Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified)

Category:
7032
Sporting and Recreational Camps

Merchants classified with this MCC operate children’s camps, recreational camps, and sporting camps.

Examples:

Boys’ Camps

Camps – Boys’, Girls’

Camps – Sporting, Recreational

Children’s Camps

Girls’ Camps

Recreational, Sporting Camps

Nudist Camps

Dude Ranches

Similar MCC Codes:

7033 – Trailer Parks and Campgrounds

7999 – Recreation Services (Not Elsewhere Classified)

Category:
7033
Trailer Parks and Campgrounds

Merchants classified with this MCC provide overnight or short-term campsites for recreational vehicles, trailers, campers, or tents.

Examples:
Similar MCC Codes:

7032 – Sporting and Recreational Camps

7999 – Recreation Services (Not Elsewhere Classified)

Category:
7210
Laundry, Cleaning, and Garment Services

Merchants classified with this MCC operate steam or other types of laundries or laundry services.

Examples:

Diaper Services

Garment Services

Services – Laundry, Cleaning, Garment Services

Similar MCC Codes:

7211 – Laundries – Family and Commercial

7216 – Dry Cleaners

Category:
7211
Laundries – Family and Commercial

Merchants classified with this MCC provide coin-operated or similar self-service washers and dryers for general consumer use and may also offer laundry services.

Examples:

Laundromats

Similar MCC Codes:

7210 – Laundry, Cleaning, and Garment Services

7216 – Dry Cleaners

Category:
7216
Dry Cleaners

Merchants classified with this MCC perform dry cleaning services for individuals or businesses and may offer limited alteration services.

Examples:

Services – Dry Cleaning

Similar MCC Codes:

7210 – Laundry, Cleaning, and Garment Services

7211 – Laundries – Family and Commercial

Category:
7217
Carpet and Upholstery Cleaning

Merchants classified with this MCC clean carpets, drapes, and upholstery.

Examples:

Drapery Cleaning

Similar MCC Codes:

7641 – Furniture – Reupholstery, Repair, and Refinishing

Category:
7221
Photographic Studios

Merchants classified with this MCC perform still or video portrait photography for the general public.

Examples:

Photographers – Wedding Portrait Studios

Wedding Photographers

Similar MCC Codes:

7395 – Photofinishing Laboratories and Photo Developing

Category:
7230
Beauty and Barber Shops

Merchants classified with this MCC provide personal hair care services such as hair cutting, styling, and coloring, and may also perform manicures and pedicures and sell a limited selection of hair care products.

Examples:

Beauty Salons

Fingernail Salons

Hair Cutting

Hair Salon

Hair Styling

Hairdressers

Make-up Studios

Manicurists

Nail Salons

Salons – Hair, Beauty

Salons – Nail

Similar MCC Codes:

7298 – Health and Beauty Spas

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

Category:
7251
Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops

Merchants classified with this MCC repair footwear and provide shoe and hat cleaning and maintenance services.

Examples:

Hat Cleaning Shops

Shoe Shine Shops, Stands

Repairs – Shoe Repair Shops

Similar MCC Codes:

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

7699 – Miscellaneous Repair Shops and Related Services

Category:
7261
Funeral Services and Crematories

Merchants classified with this MCC are mortuaries, crematories, and funeral homes that provide burial preparation services, conduct funerals, and provide cremation services.

Examples:

Mortuaries

Morticians

Undertakers

Similar MCC Codes:

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

Category:
7273
Dating Services

Merchants classified with this MCC provide dating and escort services, including online services.

Examples:

Escort Services

Services – Dating, Escort Online Dating Services

Similar MCC Codes:

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

Category:
7276
Tax Preparation Services

Merchants classified with this MCC provide income tax return preparation services but do not provide auditing, accounting, or bookkeeping services.

Examples:

Services – Tax Preparation

Similar MCC Codes:

8931 – Accounting, Auditing, and Bookkeeping Services

8999 – Professional Services(Not Elsewhere Classified)

Category:
7277
Counseling Services – Debt, Marriage, and Personal

Merchants classified with this MCC provide a variety of personal counseling services, such as debt and financial counseling, marriage counseling, family counseling, and alcohol and drug abuse counseling.

Examples:

Alcohol, Drug Abuse Counseling

Credit Counseling

Debt Counseling

Drug, Alcohol Abuse Counseling

Family Counseling

Financial Counseling Service

Marriage Counseling

Personal Counseling

Services – Counseling – Debt, Marriage, Personal

Services – Financial Counseling

Similar MCC Codes:

8111 – Legal Services and Attorneys

8999 – Professional Services (Not Elsewhere Classified)

Category:
7278
Buying and Shopping Services and Clubs

Merchants classified with this MCC act as an intermediary to facilitate buying and shopping for individuals or businesses on a fee basis.

Examples:

Personal Shopper Services –Buying/Shopping

Services, Clubs

Shopping Services

Similar MCC Codes:

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

7399 – Business Services (Not Elsewhere Classified)

Category:
7296
Clothing Rental – Costumes, Uniforms, Formal Wear

Merchants classified with this MCC rent costumes, uniforms, formal wear, and other types of apparel and related accessories.

Examples:

Apparel – Clothing Rental – Costumes, Formal

Wear, Uniforms

Costume Rental

Formal Wear Rental

Rentals – Clothing – Costumes, Formal Wear, Uniforms

Rentals – Costume

Rentals – Tuxedo, Formal Wear

Rentals – Uniforms

Tuxedo, Formal Wear Rentals

Uniforms Rental

Similar MCC Codes:

5137– Men’s, Women’s, and Children’s Uniforms and Commercial Clothing

7299 – Miscellaneous Personal Services (Not Elsewhere Classified)

Category:
7311
Advertising Services

Merchants classified with this MCC prepare advertising (writing copy, artwork, graphics, and other creative work) and place such advertising and/or samples in periodicals, newspapers, radio and television, on the internet, in the sky, or other advertising media for clients on a contract or fee basis.

Examples:

Ad Agencies

Agencies – Advertising

Classified Ads – Newspaper

Services – Advertising

Similar MCC Codes:

8999 – Professional Services (Not Elsewhere Classified)

Category:
7321
Consumer Credit Reporting Agencies

Merchants classified with this MCC provide consumer credit reporting services such as credit investigation, credit clearinghouses, and other related services.

Examples:
Similar MCC Codes:

7399 – Business Services (Not Elsewhere Classified)

Category:
7333
Commercial Photography, Art, and Graphics

Merchants classified with this MCC provide commercial art or graphic design services for advertising agencies, publishers, and other businesses.

Examples:

Commercial Artists

Film Production

Graphics – Commercial

Silk Screening

Similar MCC Codes:

7221 – Photography Studios

8999 – Professional Services (Not Elsewhere Classified)

Category:
7338
Quick Copy, Reproduction, and Blueprinting Services

Merchants classified with this MCC reproduce and bind text, drawings, plans, maps, or other copy, by blueprinting, photocopying, or other methods of duplication.

Examples:

Photocopying Services

Reproduction Services

Services – Quick Copy, Reproduction

Similar MCC Codes:

7395 – Photofinishing Laboratories and Photo Developing

5943 – Stationery Stores, Office and School Supply Stores

Category:
7339
Stenographic and Secretarial Support

Merchants classified with this MCC provide a range of stenographic and secretarial services such as word processing, typing, editing, letter writing, proofreading, resume writing, and court reporting services.

Examples:

Services – Word Processing

Word Processing Services

Similar MCC Codes:

7361 – Employment Agencies and Temporary Help Services

7399 – Business Services (Not Elsewhere Classified)

Category:
7342
Exterminating and Disinfecting Services

Merchants classified with this MCC provide pest control, extermination, fumigation, and disinfection services.

Examples:

Exterminators

Pest Control

Similar MCC Codes:

7349 – Cleaning, Maintenance, and Janitorial Services

Category:
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